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Membership Cancellation Policy: You may cancel your membership without penalty or further obligation during the first 30 days of your membership by submitting, in writing (or email), your notice of cancellation. All membership fees paid to the YMCA, including joining fees, will be refunded to you. After the first 30 days of membership, you may cancel the remainder of your membership at any time by giving the YMCA 15 days’ notice prior to final draft date. Joining fees are not refundable after the first 30 days of membership. You or your estate may cancel your membership for the following reasons and receive a prorated refund; in case of your death; if the YMCA is not able to provide membership services because the YMCA fails to open a planned YMCA or permanently discontinues operations of a YMCA or substantially changes the operation of the YMCA and no longer offers membership services. All membership fees paid by the members for the cancelled membership, for reasons outlined above, prorated for the amount of time that the YMCA was used by the member prior to cancellation, will be refunded to the member of his/her estate within 15 business days of the YMCA receipt of written notice of cancellation.